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Credit Services companies

21 companies in Credit Services (Financial Services), largest first — what each does and how it makes money.

• VisaV3-min book

  Global payment network connecting cardholders, merchants, and banks

• MastercardMA3-min book

  Global payments technology company behind the Mastercard, Maestro and Cirrus brands

• American ExpressAXP3-min book

  Global payments company known for premium credit and charge cards

• Capital One FinancialCOF3-min book

  U.S. bank holding company known for credit cards and consumer banking

• PayPalPYPL3-min book

  Digital payments platform connecting merchants and consumers worldwide

• Jiangsu Financial Leasing600901.SS · 江苏金租

  Chinese non-bank lender offering equipment financial leasing across industries

• Far East Horizon3360.HK

  Chinese equipment leasing and financing group with healthcare and industrial operations

• Synchrony FinancialSYF3-min book

  US consumer finance company issuing store-branded credit cards and loans

• Ally FinancialALLY

  Digital bank and auto lender, formerly GMAC

• FirstCashFCFS

  Pawn store operator in the Americas and U.K., plus lease-to-own payments

• Credit AcceptanceCACC

  Auto lender financing used cars for buyers through car dealers

• Enova InternationalENVA

  Online lender offering consumer and small business loans via digital brands

• SLMSLM

  U.S. private student lender and online savings bank (Sallie Mae)

• SezzleSEZL

  Buy now, pay later payments company for US and Canadian shoppers

• Bread FinancialBFH

  Credit card and consumer lending company with digital payment tools

• Western UnionWU

  Global money transfer and payments company

• Encore CapitalECPG

  Specialty finance firm that buys and collects defaulted consumer debt

• EZCORPEZPW

  Pawn lender and pre-owned goods retailer in the Americas

• NavientNAVI

  US education loan owner, servicer, and refinancing lender

• World AcceptanceWRLD

  US consumer lender offering small installment loans to underserved borrowers

• OppFiOPFI

  Chicago-based fintech platform offering installment loans to underserved consumers