World Acceptance Corporation

US consumer lender offering small installment loans to underserved borrowers

What World Acceptance does

World Acceptance lends money to people in the United States who have trouble borrowing from banks, credit unions, or credit card companies. It offers small short-term installment loans and larger medium-term installment loans, which borrowers repay in fixed payments. It also sells related credit insurance, prepares and e-files income tax returns, and offers automobile club memberships to its borrowers.

How World Acceptance makes money

The company mainly earns interest and fees on installment loans to higher-risk consumers. It also earns revenue from credit insurance, tax preparation and filing services, auto club memberships, and other ancillary products sold to borrowers.

Products & services

• Short-term small installment loans
• Medium-term larger installment loans
• Credit insurance
• Income tax return preparation and electronic filing
• Automobile club memberships