Capital One Financial Corporation

U.S. bank holding company known for credit cards and consumer banking

What Capital One Financial does

Capital One is a bank best known for its credit cards. It also offers checking and savings accounts, car loans, and business loans. Customers mainly use it through its app and website, and it also has branches and cafés, with operations in the U.S., Canada, and the U.K.

How Capital One Financial makes money

It earns most of its money from interest on credit card, auto, and commercial loans, which it funds largely with customer deposits. It also collects card interchange fees and fees for treasury management, advisory, and capital markets services.

Products & services

• Capital One credit cards
• Checking and savings accounts
• Auto loans
• Commercial and multifamily real estate loans
• Treasury management services
• Capital One Cafés