Enova International, Inc.

Online lender offering consumer and small business loans via digital brands

What Enova does

Enova is a technology and analytics company that lends money online to consumers and small businesses, mainly in the United States and Brazil. People and businesses apply through websites such as CashNetUSA, NetCredit and OnDeck and can receive installment loans or lines of credit. It also arranges loans made by partner lenders and offers money transfer services.

How Enova makes money

Enova earns interest and fees on the installment loans and credit lines it makes to consumers and small businesses. It also earns fees for arranging third-party loans through CSO programs, for marketing and servicing bank-originated loans, and for money transfers.

Products & services

• CashNetUSA
• NetCredit
• OnDeck
• Headway Capital
• Simplic
• Pangea