TacticScaleWhat Huishang Bank Does & How It Makes Money (3698.HK)
Updated October 2026 · reflects Huishang Bank's latest reported financials
Regional commercial bank headquartered in Hefei, Anhui Province, China. It earns interest income by lending out deposits at higher rates than it pays depositors, and earns fees from cards, payments and settlement, wealth management, custody and other intermediary services.
How Huishang Bank makes money
It earns interest income by lending out deposits at higher rates than it pays depositors, and earns fees from cards, payments and settlement, wealth management, custody and other intermediary services. It also makes money from its treasury operations, including securities investment, money market and repurchase transactions.
What Huishang Bank does
Huishang Bank Corporation Limited is a regional commercial bank headquartered in Hefei, China. It was founded in 1997 as Hefei Commercial Bank and took its current name in November 2005. Its business is concentrated in Anhui and Jiangsu provinces, and it also has some international operations. It reports four segments: Corporate Banking, Retail Banking, Treasury, and Others. For corporate customers, government authorities and financial institutions, the bank provides accounts, deposits, overdrafts, loans, trade finance, foreign currency and wealth management services. For individuals, it offers savings, retail loans, credit and debit cards, payments and wealth management products. Its treasury unit handles securities investment, money market and repo transactions. Through its subsidiaries it also offers asset custody, asset management and finance leasing.
Products & services
- Corporate loans, deposits and trade finance
- Retail savings deposits and personal loans
- Credit and debit cards
- Wealth management products
- Online and mobile banking
- Asset custody and finance leasing
For banks and lenders, deposits and loans drive the cash flows, so free cash flow doesn't measure what owners earn — and TacticScale's fair value is built on it, so it doesn't publish a number here.
We show a fair value only when the method is trustworthy. See Huishang Bank on TacticScale →
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