China Zheshang Bank Co., Ltd

Hangzhou-based Chinese commercial bank serving businesses and individuals

What China Zheshang Bank does

China Zheshang Bank is a bank in mainland China that takes deposits and makes loans to companies, government bodies and individual customers. It also offers trade financing, wealth management and bank cards, and it invests its own funds in bonds and money markets.

How China Zheshang Bank makes money

It earns most of its money from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits. It also earns fees from trade finance, guarantees, bond underwriting, wealth management and cards, plus returns from its treasury investments and trading.

Products & services

• Corporate loans and trade financing
• Corporate and personal deposits
• Personal loans
• Wealth management
• Bank cards
• Debt instrument underwriting