Hua Xia Bank Co., Limited

Beijing-based Chinese commercial bank serving businesses and individuals

What Hua Xia Bank does

Hua Xia Bank is a commercial bank in China and Hong Kong. It takes deposits and makes loans to companies and individuals, including home loans and business loans. It also offers credit cards, online and mobile banking, wealth management, and currency exchange.

How Hua Xia Bank makes money

It earns most of its income from the gap between the interest it charges on corporate and retail loans and the interest it pays on deposits. It also earns fees from custody, agency sales, settlement, wealth management, and card services.

Products & services

• Corporate and personal deposits
• Housing, business and personal loans
• Debit and credit cards
• Internet and mobile banking
• Wealth management and fund products
• Asset custody services