Bank of Hangzhou Co., Ltd.

Hangzhou-based regional commercial bank serving businesses and individuals in China

What Bank of Hangzhou does

Bank of Hangzhou is a Chinese bank based in Hangzhou. It takes deposits and makes loans to large and mid-sized companies, small businesses, and individuals. It also offers debit and credit cards, mortgages, wealth management, and trades in the interbank market.

How Bank of Hangzhou makes money

It earns most of its money from the gap between the interest it charges on loans and investments and the interest it pays on deposits. It also collects fees from settlement, card, trade finance, and asset management services.

Products & services

• Corporate deposits and loans
• Small business lending
• Debit and credit cards
• Mortgage lending
• Personal asset management
• Interbank lending, repos and bill discounting