TacticScaleWhat Dongguan Rural Commercial Bank Does & How It Makes Money (9889.HK)
Updated October 2026 · reflects Dongguan Rural Commercial Bank's latest reported financials
Regional commercial bank serving businesses and individuals in Dongguan, China. It earns most of its money from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits.
How Dongguan Rural Commercial Bank makes money
It earns most of its money from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits. It also earns fees from bank cards, trade finance and intermediary services, plus returns from treasury activities such as bond investments and money market trading.
What Dongguan Rural Commercial Bank does
Dongguan Rural Commercial Bank Co., Ltd. is a regional lender headquartered in Dongguan, in the People's Republic of China, with roots going back to 1952. It runs three business lines. Corporate Banking provides loans, deposits, trade finance and intermediary services to companies, governments and financial institutions. Personal Banking serves individuals with loans, deposits, bank cards and related services. The Treasury segment manages the bank's funds through money market deals, repurchase transactions and investments in debt instruments. It also offers wealth management products and precious metals. Like most regional banks, the company earns mainly from interest income, with fees and investment returns adding to it. Its prospects are closely linked to its home market of Dongguan.
Products & services
- Corporate loans and trade finance
- Personal loans and deposits
- Bank cards
- Wealth management products
- Debt instrument investments and repurchase transactions
- Precious metals
For banks and lenders, deposits and loans drive the cash flows, so free cash flow doesn't measure what owners earn — and TacticScale's fair value is built on it, so it doesn't publish a number here.
We show a fair value only when the method is trustworthy. See Dongguan Rural Commercial Bank on TacticScale →
Related companies
Guangzhou Rural Commercial Bank (1551.HK) · Chongqing Rural Commercial Bank (601077.SS) · Qingdao Rural Commercial Bank (002958.SZ) · Shanghai Rural Commercial Bank (601825.SS)