TacticScaleChongqing Rural Commercial Bank Co., Ltd.
Chongqing-based regional commercial bank with deep rural and county reach
Understand Chongqing Rural Commercial Bank →What Chongqing Rural Commercial Bank does
Chongqing Rural Commercial Bank is a regional bank in China that takes deposits and makes loans to companies, government bodies and individuals. It began as a rural credit cooperative in 1951 and has served Chongqing's towns and villages for decades through branches, ATMs, smart counters and rural self-service outlets. It also offers cards, wealth management, financial leasing and online banking.
How Chongqing Rural Commercial Bank makes money
It earns most of its income from the gap between what it pays depositors and what it charges on corporate, personal and micro loans. It also makes money from fees on cards, wealth management and intermediary services, from money-market and investment operations, and from financial leasing.
Products & services
- Corporate loans and trade finance
- Personal loans and deposits
- Bank cards and personal wealth management
- Money market and repurchase operations
- Financial leasing
- E-banking and rural convenience self-service outlets