Shanghai Rural Commercial Bank Co., Ltd.

Shanghai-based regional commercial bank serving retail and business customers

What Shanghai Rural Commercial Bank does

Shanghai Rural Commercial Bank is a regional bank in China, headquartered in Shanghai. It takes deposits, makes short-, medium- and long-term loans, and handles payments and settlements for individuals and businesses. It also offers bank cards, foreign exchange services, bond trading, safe deposit boxes and financial leasing.

How Shanghai Rural Commercial Bank makes money

It earns mainly from the gap between the interest it pays on deposits and the interest it charges on loans and bond investments. It also collects fees for settlements, bill acceptance, bank cards, agency insurance and fund collection, foreign exchange and leasing services.

Products & services

• Deposits and short/medium/long-term loans
• Domestic and international settlement
• Bill acceptance and discounting
• Bank card services
• Foreign exchange deposits, loans and remittances
• Financial leasing and safe deposit boxes