What does Bank of Tianjin do?

Bank of Tianjin is a Chinese bank headquartered in Tianjin. It takes deposits and makes loans to companies, government agencies and individuals, and offers bank cards and wealth management. It also trades in money markets, foreign exchange, precious metals and bonds.

Financial Services · Banks - Regional · 1578.HK

What Bank of Tianjin Does & How It Makes Money (1578.HK)

Updated October 2026 · reflects Bank of Tianjin's latest reported financials

Tianjin-based regional commercial bank serving businesses and individuals in China. It earns most of its money from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits.

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How Bank of Tianjin makes money

It earns most of its money from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits. It also earns fees from intermediary, card and wealth management services, plus returns from treasury trading and debt investments.

What Bank of Tianjin does

Bank of Tianjin Co., Ltd. is a regional commercial bank headquartered in Tianjin, China. It was incorporated in 1996 as Tianjin City Cooperative Bank and took its current name in February 2007. It runs three business segments: Corporate Banking, Personal Banking and Treasury Operations. Corporate Banking provides loans, trade financing, deposits and intermediary services to companies, government agencies and financial institutions. Personal Banking serves individuals with loans, deposits, card products and wealth management. Treasury Operations handles money market, foreign exchange, precious metal and derivatives transactions, and invests in debt instruments. Like most regional banks, its earnings depend mainly on its lending business and on local economic conditions.

Products & services

Corporate loans and trade financing
Corporate and personal deposits
Personal loans
Bank cards
Personal wealth management
Treasury operations (money market, FX, precious metals, derivatives, bond investments)

Fair value: not published

For banks and lenders, deposits and loans drive the cash flows, so free cash flow doesn't measure what owners earn — and TacticScale's fair value is built on it, so it doesn't publish a number here.

We show a fair value only when the method is trustworthy. See Bank of Tianjin on TacticScale →

Sector Financial Services Industry Banks - Regional HQ China Ticker 1578.HK Official site

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China Bohai Bank (9668.HK) · Bank of Beijing (601169.SS) · Bank of Shanghai (601229.SS) · Bank of Nanjing (601009.SS) · Bank of Zhengzhou (002936.SZ)

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