Bank of Beijing Co., Ltd.

Beijing-based commercial bank serving individuals and businesses

What Bank of Beijing does

Bank of Beijing is a Chinese bank that takes deposits and makes loans to individuals and companies. It offers home mortgages, car and consumer loans, debit and credit cards, and online and mobile banking. For businesses, it provides loans, payment and cash management, trade and cross-border finance, and investment banking services.

How Bank of Beijing makes money

It earns most of its money from the gap between the interest it charges on loans and bond investments and the interest it pays on deposits. It also earns fees from cards, settlement, custody, wealth management, bond underwriting and advisory services, plus income from treasury and bond trading.

Products & services

• Residential mortgages and auto/consumer loans
• Debit and credit cards
• Corporate loans and trade finance
• Cash management and cross-border finance
• Bond underwriting and syndicated/M&A loans
• Asset custody and online/mobile banking