Bank of Zhengzhou Co., Ltd.

Regional commercial bank headquartered in Zhengzhou, Henan, China

What Bank of Zhengzhou does

Bank of Zhengzhou is a Chinese regional bank that takes deposits and makes loans to businesses, government agencies and individuals. It also offers bank cards, credit cards, wealth management, payment services and online and mobile banking. It also invests in bonds and trades in the interbank money market.

How Bank of Zhengzhou makes money

It earns mainly from the gap between the interest it charges on corporate and personal loans and the interest it pays on deposits. It also earns fees from settlement, agency, bank card, wealth management and leasing services, plus returns on bond investments and interbank transactions.

Products & services

• Corporate loans and trade finance
• Personal loans and deposits
• Credit cards and Shangding card
• Personal wealth management
• Financial leasing
• Internet and mobile banking