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What Bank of East Asia Does & How It Makes Money (0023.HK)

Updated October 2026 · reflects Bank of East Asia's latest reported financials

Hong Kong bank serving individuals and businesses, founded 1918. It earns interest income by lending out customer deposits at higher rates through mortgages, consumer loans, syndicated loans and trade finance.

Bank of East Asia's story, moat and numbers — in a 3-minute visual book.

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How Bank of East Asia makes money

It earns interest income by lending out customer deposits at higher rates through mortgages, consumer loans, syndicated loans and trade finance. It also earns fees and commissions from cards, remittances, foreign exchange, brokerage, wealth management and MPF services.

What Bank of East Asia does

The Bank of East Asia (BEA) is a long-established Hong Kong bank, incorporated in 1918 and headquartered in Central. Its Hong Kong business is split into personal banking, wholesale banking, treasury markets and wealth management. It also has separate segments for the Chinese Mainland and for Overseas, Macau and Taiwan. BEA offers a full range of banking services. For individuals, these include deposits, foreign currency savings, mortgages, consumer loans, credit cards, cyberbanking and retail investment. For businesses and wealthier clients, it provides syndicated loans, trade finance, private banking, Renminbi services, FX margin trading, broking and MPF products. Most of its income comes from lending and from fees on these services.

Products & services

Fair value: not published

For banks and lenders, deposits and loans drive the cash flows, so free cash flow doesn't measure what owners earn — and TacticScale's fair value is built on it, so it doesn't publish a number here.

We show a fair value only when the method is trustworthy. See Bank of East Asia on TacticScale →

Sector Financial Services Industry Banks - Regional HQ Hong Kong Ticker 0023.HK Official site

Related companies

East West Bancorp (EWBC) · Bank of China (601988.SS) · BOC Hong Kong (2388.HK) · Bank of Shanghai (601229.SS)