What does Sunshine Insurance do?

Sunshine Insurance sells insurance to people and businesses in China. It offers life, health, and accident policies, plus property and casualty cover such as car, cargo, farm, liability, and commercial property insurance. It also runs an asset management business.

Financial Services · Insurance - Property & Casualty · 6963.HK

What Sunshine Insurance Does & How It Makes Money (6963.HK)

Updated October 2026 · reflects Sunshine Insurance's latest reported financials

Chinese insurer offering life, health, and property & casualty coverage. It collects premiums on life and property & casualty policies sold through agents, banks, group sales, telemarketing, online channels, and brokers.

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How Sunshine Insurance makes money

It collects premiums on life and property & casualty policies sold through agents, banks, group sales, telemarketing, online channels, and brokers. Its profit comes from underwriting results and from investment returns on the premiums it holds, with asset management services adding further income.

What Sunshine Insurance does

Sunshine Insurance Group, founded in 2005, is a Chinese insurance group with three segments: Life Insurance, Property and Casualty Insurance, and Other Businesses. The life business covers life, health, and accident products. The P&C business writes automobile, accident, short-term health, guarantee, liability, agriculture, cargo, and commercial property insurance, and the group also offers credit and guarantee insurance. The company sells through several channels: individual agents, bancassurance, group insurance, telemarketing, online sales, and insurance brokers. It also has an asset management arm. Formerly called Sunshine Insurance Holdings, it took its current name in 2007. It is listed in Hong Kong and headquartered in Wan Chai.

Products & services

Life insurance
Health and accident insurance
Automobile insurance
Agriculture and cargo insurance
Credit and guarantee insurance
Asset management services

Fair value: not published

For insurers, premiums and claims reserves (the float) drive the cash flows, so free cash flow doesn't measure what owners earn — and TacticScale's fair value is built on it, so it doesn't publish a number here.

We show a fair value only when the method is trustworthy. See Sunshine Insurance on TacticScale →

Sector Financial Services Industry Insurance - Property & Casualty HQ Hong Kong Ticker 6963.HK Official site

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