What does Standard Chartered do?

Standard Chartered is a London-headquartered bank, founded in 1853, that operates mainly in Asia, Africa and the Middle East, with a presence in Europe and the Americas. It helps large companies, governments and financial institutions move money, finance trade and raise capital. It also serves individuals and small businesses with everyday banking, loans and wealth management.

Financial Services · Banks - Diversified · 2888.HK

What Standard Chartered Does & How It Makes Money (2888.HK)

Updated October 2026 · reflects Standard Chartered's latest reported financials

International bank serving businesses and wealthy clients across Asia, Africa, Middle East. It earns net interest income on loans, mortgages and cards funded by customer deposits.

Standard Chartered's story, moat and numbers — in a 3-minute visual book.

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How Standard Chartered makes money

It earns net interest income on loans, mortgages and cards funded by customer deposits. It also earns fees and trading income from transaction banking, financial markets (FX, rates, credit), advisory and financing deals, and wealth products such as investments and bancassurance.

What Standard Chartered does

Standard Chartered PLC is a London-headquartered international bank founded in 1853. Most of its business is in Asia, Africa and the Middle East, and it also operates in Europe and the Americas. It reports three segments: Corporate & Investment Banking, Wealth & Retail Banking, and Ventures. Its clients range from governments, financial institutions and multinational corporations to SMEs and individuals. On the corporate side, it provides transaction banking (cash management, trade and working capital finance, securities services, payments), financial markets products across FX, rates and credit, and financing and advisory such as M&A, leveraged, infrastructure, fund and sustainable finance. For individuals, it offers deposits, mortgages, cards and loans, along with priority and private banking, wealth advice, bancassurance, Islamic banking and digital banking.

Products & services

Transaction banking (cash management, trade finance, payments)
Financial markets (FX, rates, credit, structured products)
Wealth management, private and priority banking
Retail banking (deposits, mortgages, credit cards, personal loans)
Corporate finance (M&A, leveraged, infrastructure and sustainable finance)
Islamic banking and SME financing

Fair value: not published

For banks and lenders, deposits and loans drive the cash flows, so free cash flow doesn't measure what owners earn — and TacticScale's fair value is built on it, so it doesn't publish a number here.

We show a fair value only when the method is trustworthy. See Standard Chartered on TacticScale →

Sector Financial Services Industry Banks - Diversified HQ United Kingdom Ticker 2888.HK Official site

Related companies

HSBC (0005.HK) · BOC Hong Kong (2388.HK) · Bank of Shanghai (601229.SS) · Bank of China (601988.SS)

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