Xiamen Bank Co., Ltd.

Regional Chinese commercial bank based in Xiamen, Fujian

What Xiamen Bank does

Xiamen Bank is a Chinese regional bank that takes deposits and makes loans to individuals, companies, and small businesses. It also offers bank cards, wealth management products, payments, and online and mobile banking. Its branches are in Fujian Province and Chongqing.

How Xiamen Bank makes money

It earns most of its income from the gap between the interest it charges on loans and the interest it pays on deposits. It also collects fees from settlement, custody, agency, advisory, and wealth management services, and earns trading income from bonds, foreign exchange, and precious metals.

Products & services

• Personal savings and loans
• Corporate deposits and loans
• Small and micro business financing
• Wealth management and investment products
• Bank cards
• Online and mobile banking