Wintrust Financial Corporation

Chicago-area regional bank holding company with specialty finance and wealth arms

What Wintrust Financial does

Wintrust runs community banks that take deposits and make home, consumer, business and real estate loans across the US. It also finances insurance premiums and equipment, and funds staffing companies' receivables. Its wealth unit offers trust, investment and brokerage services.

How Wintrust Financial makes money

It earns most of its money from net interest income, meaning the gap between what it earns on loans and what it pays on deposits. It also collects fees from mortgage origination, treasury management, leasing, and wealth and asset management.

Products & services

• Community banking deposits and loans
• Residential mortgage origination
• Commercial and life insurance premium financing
• Equipment financing and leasing
• Staffing industry receivables financing
• Trust, asset management and brokerage