Westamerica Bancorporation

California regional bank holding company for Westamerica Bank

What Westamerica Bancorporation does

Westamerica Bancorporation owns Westamerica Bank, a regional bank that takes deposits and makes loans to individuals and businesses. It offers checking and savings accounts and certificates of deposit, and lends money for businesses, commercial property, homes, construction and cars. The company was founded in 1884 and is based in San Rafael, California.

How Westamerica Bancorporation makes money

The bank takes in deposits from local businesses, professionals and consumers, then lends that money out through commercial, real estate, consumer and auto loans. It earns mainly from the gap between the interest it charges on loans and the interest it pays on deposits.

Products & services

• Checking and savings accounts
• Certificates of deposit
• Commercial and commercial real estate loans
• Residential real estate and construction loans
• Consumer installment loans
• Indirect automobile loans