W. R. Berkley Corporation

Specialty commercial property and casualty insurer and reinsurer

What W. R. Berkley does

W. R. Berkley sells insurance mainly to businesses, covering risks like property damage, lawsuits, professional mistakes, cyber attacks and workplace injuries. It also sells reinsurance, which is insurance bought by other insurance companies to protect themselves against large losses. It focuses on specialty and hard-to-place risks and operates worldwide, including in the Lloyd's market.

How W. R. Berkley makes money

It collects premiums from businesses, individuals and insurers in exchange for taking on their risks, and earns a profit when premiums exceed claims and expenses. It also earns investment income on the premiums it holds before claims are paid.

Products & services

• Excess and surplus lines commercial insurance
• Professional liability and directors & officers coverage
• Workers' compensation insurance
• Cyber risk insurance
• High-value personal lines (home, auto, fine arts, collectibles, marine)
• Treaty and facultative reinsurance