United Fire Group, Inc.

Iowa-based property and casualty insurer for small and mid-sized businesses

What United Fire does

United Fire Group sells insurance that protects businesses against losses like fires, accidents, lawsuits and workplace injuries. Most of its customers are small and mid-sized companies in construction, services, retail, finance and manufacturing. It also writes surety bonds, specialty coverages and reinsurance.

How United Fire makes money

It collects premiums from business policyholders through independent insurance agencies and aims to earn more from premiums than it pays out in claims and expenses. It also earns investment income on the premiums it holds before claims are paid.

Products & services

• Commercial property (fire and allied lines) insurance
• Commercial auto insurance
• Workers' compensation insurance
• Surety bonds
• Specialty and surplus lines (marine, professional liability, earthquake)
• Property and casualty reinsurance