United Community Banks, Inc.

Southeastern U.S. regional bank holding company offering banking, lending, and wealth services

What United Community Banks does

United Community Banks owns United Community Bank, which takes deposits and makes loans to businesses and individuals in the United States. It offers checking and savings accounts, business and real estate loans, mortgages, and consumer loans. It also offers wealth management, insurance, trust services, and payment processing.

How United Community Banks makes money

It mainly earns the difference between the interest it collects on loans and the interest it pays on deposits. It also earns fees from wealth management, trust, insurance, reinsurance, and payment processing services.

Products & services

• Checking, savings and money market deposit accounts
• Commercial real estate and commercial & industrial loans
• Equipment financing
• Residential mortgage and home equity loans
• Private banking, wealth management and trust services
• Payment processing for commercial and small business customers