U.S. Bancorp

Major U.S. regional bank offering banking, payments, and wealth services

What U.S. Bancorp does

U.S. Bancorp is a large American bank that holds deposits and makes loans for individuals, businesses, and government bodies. It also processes card payments for merchants, issues credit and corporate cards, and manages investments and trusts for wealthy clients and institutions.

How U.S. Bancorp makes money

It earns net interest income by lending out deposits at higher rates than it pays depositors, plus fee income from card and merchant processing, treasury management, trust and investment management, mortgage banking, and brokerage services.

Products & services

• Checking, savings and CD accounts
• Consumer and business loans and credit cards
• Merchant and ATM processing
• Corporate and purchasing cards
• Trust, wealth and fund administration services
• Mortgage banking and treasury management