Tompkins Financial Corporation

New York regional bank holding company with wealth management and insurance

What Tompkins Financial does

Tompkins Financial is a community-focused bank holding company based in Ithaca, New York, founded in 1836. It takes deposits and makes loans to individuals, small businesses, farms and companies. It also offers trust, investment, financial planning and insurance services.

How Tompkins Financial makes money

It earns mainly net interest income from the spread between loan yields and deposit costs. It also collects fees from trust, wealth management, insurance brokerage, card and banking services.

Products & services

• Commercial and commercial real estate loans
• Residential mortgages and home equity loans
• Checking, savings, time deposit and IRA accounts
• Trust, estate and wealth management
• Property, casualty, life and disability insurance
• Cash management and mobile banking