Texas Capital Bancshares, Inc.

Dallas-based regional bank focused on Texas businesses and entrepreneurs

What Texas Capital Bancshares does

Texas Capital Bancshares owns Texas Capital Bank, a full-service bank based in Dallas. It lends to and holds deposits for businesses, entrepreneurs, and individuals, and also offers investment banking and wealth management. It operates mainly in Texas's major metro areas, with a presence in California and New York.

How Texas Capital Bancshares makes money

It earns most of its money from the gap between what it charges on commercial, real estate, and mortgage warehouse loans and what it pays on deposits. It also earns fees from treasury management, investment banking (M&A, capital markets, syndications), card and merchant services, and wealth management.

Products & services

• Commercial loans and asset-based lending
• Mortgage warehouse lending
• Treasury management and payment services
• Investment banking (M&A, capital markets, syndicated finance)
• Private wealth management and trust services
• Consumer checking, savings, and CDs