Simmons First National Corporation

Regional bank holding company serving six south-central U.S. states

What Simmons First National does

Simmons First National is the parent company of Simmons Bank, a regional bank founded in 1903 and based in Pine Bluff, Arkansas. It serves individuals and businesses in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Customers use it for checking and savings accounts, loans, credit cards, wealth services, and online and mobile banking.

How Simmons First National makes money

It mainly earns the difference between the interest it collects on consumer, real estate, commercial, agricultural and other loans and the interest it pays on deposits. It also collects fees from cards, trust, brokerage, insurance, treasury management and other banking services.

Products & services

• Checking and savings deposit accounts
• Commercial, real estate and agricultural loans
• SBA and warehouse lending
• Credit cards
• Trust, investment and brokerage services
• Treasury management services