Selective Insurance Group, Inc.

U.S. property and casualty insurer serving businesses and individuals

What Selective Insurance does

Selective Insurance sells insurance that protects businesses, non-profits, local governments, and individuals against property damage and liability claims. It also offers flood insurance. It sells its policies through independent insurance agents and wholesale agents instead of selling directly to customers.

How Selective Insurance makes money

The company collects premiums on commercial, personal, and excess and surplus (E&S) insurance policies and aims to pay out less in claims and expenses than it takes in. It also earns investment income by investing policyholder funds in bonds, commercial mortgage loans, stocks, and alternative assets.

Products & services

• Standard Commercial Lines insurance
• Standard Personal Lines insurance
• Excess & Surplus (E&S) Lines insurance
• Casualty (liability) insurance
• Property insurance
• Flood insurance