Reinsurance Group of America, Incorporated

Global reinsurer specializing in life, health, and asset-intensive risks

What Reinsurance of America does

RGA insures insurance companies: it takes on part of the life, health, and annuity risks that other insurers write, so they can protect their balance sheets and grow. It also helps insurers and pension plans manage large blocks of long-term obligations, such as annuities and pensions. It operates across the Americas, Europe, the Middle East, Africa, Asia, and Australia.

How Reinsurance of America makes money

RGA collects reinsurance premiums from client insurers for taking on mortality, morbidity, longevity, and lapse risks, and earns investment income on the large asset pools backing its annuity, pension, and asset-intensive deals. Its profit comes from premiums and investment returns exceeding the claims it pays and its costs.

Products & services

• Individual and group life reinsurance
• Health, disability, long-term care and critical illness reinsurance
• Asset-intensive and annuity coinsurance
• Longevity reinsurance and pension risk transfer
• Stable value products and funding agreement backed notes
• Capital-motivated reinsurance solutions