Radian Group Inc.

U.S. private mortgage insurer protecting lenders against borrower default

What Radian does

Radian sells private mortgage insurance on U.S. home loans, which protects lenders and mortgage investors if a borrower stops paying. This lets lenders make home loans to buyers who put down less money. It also offers specialty insurance and reinsurance.

How Radian makes money

Radian collects insurance premiums on residential first-lien mortgages it insures and pays claims when borrowers default. Its customers are mortgage originators and credit investors, and it takes on, manages, and passes along mortgage credit risk for them.

Products & services

• Private mortgage insurance
• Mortgage credit risk management
• Specialty insurance
• Reinsurance