Qilu Bank Co., Ltd.

Shandong-based regional commercial bank serving individuals and businesses

What Qilu Bank does

Qilu Bank is a regional bank based in Jinan, China. People can open savings accounts, get mortgages, car loans and credit cards there, and companies can borrow money, deposit cash and get help with trade and foreign exchange. It also invests in bonds and lends to other banks.

How Qilu Bank makes money

It earns mainly from the gap between the interest it charges on personal and corporate loans and the interest it pays on deposits. It also earns fees from wealth management, cards, settlement and investment banking, plus income from bond investment, interbank and FX trading.

Products & services

• Personal deposits and savings
• Mortgages, car and consumer loans
• Credit cards
• Wealth management and insurance products
• Corporate loans and supply chain finance
• International settlement and trade financing