Prudential Financial, Inc.

U.S. life insurer, retirement provider, and global asset manager

What Prudential Financial does

Prudential Financial sells life insurance, annuities, and retirement products to individuals and employers in the U.S., Japan, and other countries. It also runs PGIM, an investment management arm that manages money for institutions, retail investors, and Prudential's own insurance businesses. Founded in 1875, it is headquartered in Newark, New Jersey.

How Prudential Financial makes money

It collects premiums and policy fees on life, disability, and supplemental health coverage, and earns spreads and fees on annuities and retirement products. PGIM earns asset management fees on the money it manages for outside clients and for Prudential's insurance and retirement businesses.

Products & services

• PGIM investment management
• FlexGuard annuities
• Fixed and variable annuities
• Group life and disability insurance
• Variable, universal, and term life insurance
• Pension and retirement plan solutions