Prosperity Bancshares, Inc.

Texas-based regional bank holding company serving businesses and consumers

What Prosperity Bancshares does

Prosperity Bancshares owns Prosperity Bank, a regional bank headquartered in Houston, Texas. It takes deposits through checking, savings, money market and CD accounts, and lends to households, businesses and farmers. It also offers digital banking, wealth management, brokerage, mortgage and card services.

How Prosperity Bancshares makes money

It earns most of its income from the gap between the interest it charges on loans and the interest it pays on deposits. It also collects fees from trust and wealth management, brokerage, treasury management, mortgage and card services.

Products & services

• Deposit accounts (demand, savings, money market, CDs)
• Commercial real estate and multifamily loans
• Commercial, industrial and agricultural loans
• 1-4 family residential mortgages and home equity loans
• Consumer loans (auto, RV, boat, personal)
• Trust, wealth management and retail brokerage