Primerica, Inc.

Life insurer and financial services seller for middle-income families

What Primerica does

Primerica sells term life insurance, investment products and other financial services to middle-income households in the US and Canada. It does this through a large network of licensed sales representatives, not bank branches or online-only channels. Besides insurance, it offers mutual funds, annuities, retirement plans, mortgages and prepaid legal services.

How Primerica makes money

It earns premiums from the term life policies it underwrites, plus commissions and fees from selling and managing investment and savings products. It also earns revenue from distributing other companies' products, such as mortgages, prepaid legal services and auto and home insurance.

Products & services

• Individual term life insurance
• Mutual funds and managed investments
• Variable, fixed and fixed indexed annuities
• Retirement plans and segregated funds
• Mortgage loans
• Prepaid legal and ID theft defense services