TacticScaleFinancial Services · Banks - Regional
Postal Savings Bank of China Co., Ltd.
Chinese retail-focused bank operating through the national postal network
Understand Postal Savings Bank of China →What Postal Savings Bank of China does
Postal Savings Bank of China takes deposits and makes loans for individuals, farmers, small businesses and companies across China. It serves customers through its own branches plus agency outlets run within the China Post network, and offers cards, online banking, payments and foreign exchange services.
How Postal Savings Bank of China makes money
It earns mainly from the interest spread between the loans it makes (mortgages, consumer, farmer, small-business and corporate loans) and the deposits it gathers, plus fees from settlement, remittance, bank cards, custody and other services.
Products & services
- Personal deposits and certificates of deposit
- Personal housing, auto and consumer loans
- Farmer and merchant express loans
- Corporate and project loans
- Bank cards and online banking
- Custody and interbank/market trading services