Palomar Holdings, Inc.

U.S. specialty insurer focused on earthquake and catastrophe-exposed property

What Palomar does

Palomar sells specialty insurance that covers homes and businesses in the U.S. against risks many standard insurers avoid, such as earthquakes, hurricanes in Hawaii, and floods. It also insures property in transit or on the move (inland marine), writes crop insurance, and takes on risk from other insurers through reinsurance.

How Palomar makes money

It collects premiums for specialty property and casualty policies sold through retail agents, program administrators, wholesale brokers and partners. It also earns from fronting arrangements and assumed reinsurance, and makes money when premiums exceed claims and costs.

Products & services

• Residential earthquake insurance
• Commercial earthquake insurance
• Inland marine insurance
• Hawaii hurricane insurance
• Residential flood insurance
• Fronting and assumed reinsurance