National Bank Holdings Corporation

Colorado-based regional bank serving businesses and consumers in seven states

What National Bank does

National Bank Holdings owns NBH Bank, a regional bank that takes deposits and makes loans to businesses and individuals. Its branches are in Colorado, the Kansas City area, Texas, Utah, Wyoming, New Mexico and Idaho. It also gives companies tools to manage their cash and payments.

How National Bank makes money

It earns most of its money from the difference between the interest it charges on commercial, real estate and consumer loans and the interest it pays on deposits. Treasury management, merchant processing, card and other banking services bring in fee income on top of that.

Products & services

• Commercial and industrial loans and leases
• Commercial real estate loans
• SBA small business loans
• Residential mortgage and consumer loans
• Checking, savings, money market and health savings accounts
• Treasury management and merchant processing services