Merchants Bancorp

Indiana bank holding company focused on multifamily and mortgage warehouse lending

What Merchants Bancorp does

Merchants Bancorp is a bank holding company based in Carmel, Indiana. It lends money to developers and owners of apartment buildings and senior-care facilities, provides short-term funding to mortgage lenders, and runs a traditional bank serving consumers, businesses and farmers.

How Merchants Bancorp makes money

It earns interest income on multifamily, construction, bridge, warehouse, commercial and agricultural loans funded by deposits. It also earns fees from originating and servicing government-sponsored multifamily mortgages and from tax credit equity syndication.

Products & services

• Government-sponsored multifamily mortgage origination and servicing
• Bridge and construction loans for multifamily and healthcare facilities
• Mortgage warehouse lines for agency-eligible residential loans
• Healthcare facility financing (assisted living, memory care, skilled nursing)
• Tax credit equity syndication
• Retail, commercial, agricultural and SBA banking