Lincoln National Corporation

U.S. life insurer offering annuities, group benefits and retirement plans

What Lincoln National does

Lincoln National sells life insurance and annuities to individuals across the United States. It also provides employee benefits like disability, life, dental and vision coverage through employers. It also runs workplace retirement plans such as 401(k)-style programs.

How Lincoln National makes money

It earns premiums and policy fees on life and group insurance, plus fees and investment spreads on annuities and retirement plan assets. It sells mostly through brokers, advisors, consultants and financial institutions.

Products & services

• Term, universal and indexed universal life insurance
• Variable universal life (VUL) and linked-benefit life/long-term care products
• Variable, fixed and registered index-linked annuities
• Group disability, life, dental and vision benefits
• Paid family medical leave and absence management services
• Defined contribution retirement plan recordkeeping and services