Lakeland Financial Corporation

Indiana bank holding company operating Lake City Bank since 1872

What Lakeland Financial does

Lakeland Financial owns Lake City Bank, a community bank based in Warsaw, Indiana. It takes deposits from individuals and businesses and lends money to them for things like commercial property, farms, construction and home mortgages. It also offers credit cards, wealth management, brokerage, and trust services.

How Lakeland Financial makes money

It earns most of its money from the gap between the interest it collects on commercial, agricultural and consumer loans and the interest it pays on deposits. Fees from treasury management, card and merchant services, wealth advisory, brokerage and trust services add further income.

Products & services

• Lake City Bank deposit accounts (checking, savings, money market)
• Commercial & industrial and commercial real estate loans
• Agri-business and agricultural loans
• Consumer 1-4 family mortgages
• Corporate treasury management and merchant card services
• Wealth advisory, trust and brokerage services