Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd

Regional rural commercial bank serving Zhangjiagang, Jiangsu, China

What Jiangsu Zhangjiagang Rural Commercial Bank does

Zhangjiagang Rural Commercial Bank is a local bank in Jiangsu, China. It takes deposits and makes loans to businesses and individuals, and also offers credit cards, trade financing and money transfers. It also invests its own funds in bonds and other financial instruments.

How Jiangsu Zhangjiagang Rural Commercial Bank makes money

It earns most of its income from the difference between the interest it charges on corporate and retail loans and the interest it pays on deposits. It also makes money from fees on services like bills, remittances and credit cards, and from returns on bonds, interbank lending and other treasury investments.

Products & services

• Corporate loans and trade financing
• Bill issuance
• Corporate and personal deposits
• Retail loans
• Credit cards
• Bond investment and interbank lending