Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

Regional rural commercial bank serving individuals and businesses in Jiangyin, China

What Jiangsu Jiangyin Rural Commercial Bank does

Jiangyin Rural Commercial Bank is a local bank based in Jiangyin, Jiangsu Province. It takes deposits, makes loans to households and businesses, and issues debit and credit cards. It also offers international trade finance, online and mobile banking, and invests in bonds and interbank markets.

How Jiangsu Jiangyin Rural Commercial Bank makes money

It earns most of its money from the gap between the interest it charges on personal and corporate loans and the interest it pays on deposits. It also earns fees from cards, settlement, trade finance and agency sales of funds and precious metals, plus returns from bond investment and interbank lending.

Products & services

• Personal deposits and certificates of deposit
• Mortgage and personal consumption loans
• Corporate, agricultural, technology and green energy loans
• Debit, credit and citizen cards
• International settlement and trade finance
• Online, mobile and WeChat banking