Jiangsu Changshu Rural Commercial Bank Co., Ltd.

Rural commercial bank serving individuals and businesses in Jiangsu, China

What Jiangsu Changshu Rural Commercial Bank does

Changshu Rural Commercial Bank is a regional bank based in Changshu, Jiangsu, that serves individuals and companies in China, with a focus on rural customers. It takes deposits, issues debit and credit cards, and lends money for things like homes, consumer spending, small businesses and farming. It also offers wealth management, foreign exchange and online and mobile banking.

How Jiangsu Changshu Rural Commercial Bank makes money

The bank earns most of its money from the gap between the interest it charges on loans (to individuals, small businesses, farmers and companies) and the interest it pays on deposits. It also earns fees from cards, settlement, agency, wealth management and insurance services, and income from investing in bonds and trading in money markets.

Products & services

• Personal and corporate deposits
• Microfinance and small business loans
• Agricultural and rural loans
• Housing mortgage and consumer loans
• Debit and credit cards
• Wealth management and private banking