Horace Mann Educators Corporation

U.S. insurer focused on teachers and school employees

What Horace Mann Educators does

Horace Mann sells insurance and retirement products mainly to teachers and other educators in the United States. It offers auto, home and renters insurance, life insurance, annuities and 403(b) retirement plans. Through schools and other employers, it also offers extra coverage such as accident, critical illness and disability insurance.

How Horace Mann Educators makes money

It collects premiums on property, casualty, life and supplemental health policies and invests them until claims are paid. It also earns fees and investment spreads on annuities and retirement plan assets, and sells mainly through agents, brokers, benefit specialists and direct or digital channels.

Products & services

• Private passenger auto and homeowners insurance
• Fixed, fixed indexed and variable annuities
• Horace Mann Retirement Advantage 403(b) platform
• Life by Design and Life Select life insurance
• Indexed universal life (IUL) insurance
• Employer-sponsored accident, critical illness and disability coverage