Home BancShares, Inc.

Regional bank holding company for Centennial Bank across the U.S. South

What Home BancShares does

Home BancShares owns Centennial Bank, which offers checking and savings accounts, loans, and other everyday banking services to businesses, real estate investors, individuals, and local governments. Its branches are in Arkansas, Florida, Texas, and South Alabama, and it also has a presence in New York City. It also offers trust and wealth management services and sells insurance.

How Home BancShares makes money

It earns most of its money from the interest spread between what it charges on loans, especially commercial real estate and construction loans, and what it pays on deposits. It also collects fees from banking services, trust and wealth management, and insurance.

Products & services

• Centennial Bank
• Commercial real estate and construction loans
• Checking, savings, money market accounts and CDs
• Trust, wealth management and custodial services
• Property, casualty, life and health insurance
• Internet and mobile banking with cash management