Hilltop Holdings Inc.

Texas-based bank holding company with broker-dealer and mortgage arms

What Hilltop does

Hilltop Holdings runs a bank that serves consumers and businesses with deposit accounts, loans, and wealth services. It also owns a broker-dealer that helps cities and other public bodies issue bonds and trades many kinds of securities. A third business makes home mortgages, including government-backed FHA, VA, and USDA loans.

How Hilltop makes money

It earns interest income on loans funded by customer deposits, plus fees from banking, trust, and treasury services. It also earns underwriting, advisory, trading, and clearing revenue in its broker-dealer business, and fees and gains from originating and selling mortgages.

Products & services

• Checking, savings and money market accounts
• Commercial, real estate and consumer loans
• Public finance and municipal bond underwriting
• Fixed-income trading, clearing and securities lending
• Residential mortgages (FHA, VA, USDA, jumbo)
• Trust, estate and retirement account services