Hanmi Financial Corporation

Los Angeles-based holding company for Hanmi Bank, a regional business bank

What Hanmi Financial does

Hanmi Financial owns Hanmi Bank, which serves businesses and individuals in the United States. It takes deposits through checking, savings, money market accounts and certificates of deposit. It lends that money out as commercial real estate, construction, residential, business and SBA loans, and it also offers trade finance and equipment leasing.

How Hanmi Financial makes money

It earns most of its money from the gap between the interest it collects on loans and the interest it pays on deposits. It also earns fees from trade finance, letters of credit, equipment leasing and SBA lending.

Products & services

• Commercial real estate and construction loans
• Commercial and industrial loans and credit lines
• SBA small business loans
• Trade finance, letters of credit and import/export financing
• Equipment lease financing
• Checking, savings, money market accounts and CDs