Flagstar Bank, National Association

US regional bank offering deposits, commercial real estate and business loans

What Flagstar Bank, National Association does

Flagstar Bank is a US bank that holds checking, savings and money market accounts and certificates of deposit for individuals and businesses. It lends money for apartment buildings, commercial property, construction projects, businesses and homes. It also offers online and mobile banking, along with investment and insurance products.

How Flagstar Bank, National Association makes money

It takes in deposits and lends that money out, mainly as multi-family, commercial real estate and business loans, and earns the gap between loan interest and deposit costs. It also collects fees from banking services and from investment and insurance products.

Products & services

• Multi-family and commercial real estate loans
• Commercial and industrial loans
• Warehouse and specialty finance loans and leases
• Checking, savings, money market accounts and CDs
• One-to-four family mortgages and home equity lines of credit
• Online and mobile banking