First Financial Bankshares, Inc.

Texas regional bank holding company offering banking, lending, and trust services

What First Financial Bankshares does

First Financial Bankshares owns banks that take deposits and make loans to individuals, businesses, farms, and local governments in the United States. It also offers everyday services like online and mobile banking, ATMs, and safe deposit boxes, plus trust and wealth management services. The company is based in Abilene, Texas, and was founded in 1890.

How First Financial Bankshares makes money

It earns most of its money from the gap between the interest it charges on loans and the interest it pays on deposits. It also collects fees from trust and wealth management, brokerage, and other banking services.

Products & services

• Checking, savings and time deposits
• Commercial, agricultural and real estate loans
• Consumer auto and residential loans
• Personal trust and wealth management
• Oil and gas, farm and ranch management
• Internet and mobile banking