First Financial Bancorp.

Cincinnati-based regional bank serving Ohio, Indiana, Kentucky and Illinois

What First Financial Bancorp. does

First Financial Bancorp owns First Financial Bank, which serves individuals and businesses in Ohio, Indiana, Kentucky and Illinois. It offers checking and savings accounts and makes home, commercial property, business and consumer loans. It also offers wealth management, equipment leasing and foreign exchange services.

How First Financial Bancorp. makes money

It earns most of its income from the gap between the interest it charges on loans and the interest it pays on deposits. It also earns fees from trust and wealth management, cash management, leasing, foreign exchange and hedging services.

Products & services

• Checking, savings and time deposits
• Commercial real estate and residential mortgage loans
• Commercial and industrial loans, including franchisee financing
• Consumer, auto and home equity loans
• Trust and wealth management
• Equipment leasing, foreign exchange and commodities hedging